Banking for Kids & Teens

Kids/Teens Checking Accounts

  • $100 minimum deposit to open an account
  • No minimum balance required 
  • Free online banking 
  • Free mobile banking 
  • Debit Card
    • Point of sale limit
    • ATM limit 
  • E-statements 

Kids/Teens Savings Accounts

  • $100 minimum deposit to open an account 
  • Interest will be compounded and credited to your account semiannually
  • Transfers are limited to six per month as defined by Regulation D
    • FMSB allows five free withdrawals per month
    • All subsequent withdrawals are $5.00 each

What we need to open an account

  • Two forms of ID
  • Both child and parent will be asked to come in and sign 

PDF - Banking for Kids and Teens  

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