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Certificate of Deposit (CD)

  • $1,000.00 minimum deposit to open account.
  • Interest is paid on time and amount.
  • Interest is paid by check, deposit into a First Missouri State Bank checking or savings account or compounded. Automatic renewal.
  • Some restrictions may apply to CD specials.

Growth Certificate of Deposit

  • $100.00 minimum deposit to open account.
  • 12 month term.
  • Interest will be compounded and credited quarterly.
  • You can add to the CD throughout the term ($25.00 minimum, $5,000.00 maximum per year).

CD Rates as of 10/08/2025

Interest Rates

Annual Percentage Rate (APY)

3 months

3.46

3.50

6 months

3.46

3.50

7 months

4.04

4.10

12 months

3.46

3.50

13 months

3.94

4.00

18 months

3.46

3.50

24 months

3.46

3.50

Disclaimer:$1,000 minimum deposit. Term 3 months to 24 months. Interest compounded and credited quarterly. Subject to interest penalty for early withdrawal. Rate subject to change without notice. APY refers to Annual Percentage Yield. Rates accurate as of 10/08/2025.