Savings & Money Market Accounts

All of Our Personal Savings and Money Market Accounts Include

  • Online Banking
  • Online Bill Pay
  • Mobile Banking
  • Mobile Deposit
  • E-Statements
  • Interest

PDF - Personal Savings and Money Market Options

Account Comparison


Regular Savings

Regular Money Market

Gold Money Market

Christmas Club

Minimum Deposit Amount





Minimum Balance Required


$1,000 to avoid $10 Service Charge

$10,000 to avoid $10 Service Charge


*Savings & Money Market account transfers to another account or to third parties by preauthorized automatic transfer, telephone transfer, online banking transfer, check draft, debit card or overdraft transfers are limited to five per month.  All subsequent withdrawals are $5.00 each.

*First Missouri State Bank allows five free withdrawals per month. All subsequent withdrawals are $5.00 each.

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